When you deposit funds via a bank card (Visa or Mastercard), Exness follows international card transaction policies. This means that refunds are returned only up to the total amount deposited via card. Profits must be withdrawn using another method such as an e-wallet or bank transfer.
Key Rules of Exness Bank Card Refunds
Refunds go back to the same card used for deposit
Refund amount is limited to the total card deposits
Refunds are processed within 1–14 business days
Profits must be withdrawn using alternative methods
Refund Process Overview
Step
Description
Initiate refund
Request made in Exness Personal Area
Internal processing time
Usually within 1 business day
Bank processing
Depends on bank – up to 14 business days
Transaction status
Can be tracked under “Transaction History”
This system is in line with anti-money laundering rules and card provider requirements.
Processing times may vary based on the issuing bank, card type, and transaction history. Most card refunds are completed within a week but can take longer due to external bank procedures.
Average Refund Timelines by Card Type
Card Type
Time to Reflect (Business Days)
Visa Debit
3–7
Visa Credit
5–10
Mastercard
5–14
Factors That May Delay Refunds
Weekends and public holidays
Incorrect refund request method
Expired or replaced cards
Additional card provider verification
Always ensure the card used for deposits is still active to avoid complications.
How to Request a Card Refund on Exness
Requesting a refund is done through the Personal Area, and the process is straightforward.
Step-by-Step Refund Process on Exness
Log in to your Exness Personal Area
Navigate to “Withdraw” section
Select “Bank Card” as method
Enter the refund amount (not exceeding deposit)
Confirm and authorize the transaction
Required Conditions Before Request
Condition
Required
Refund within deposit amount
✔
Same card as deposit
✔
No pending verification
✔
Card is not expired
✔
You will receive email confirmations once the request is processed by Exness and sent to your bank.
You cannot refund to a card different from the one used to deposit
Refunds do not include trading profits
Refunds may be blocked by banks with anti-fraud triggers
Refundable vs Non-Refundable Amounts
Scenario
Refundable?
Deposited $500, no trades made
✔ $500
Deposited $500, profit $200
✔ $500 (card), $200 via other methods
Card expired
✘ Contact support for alternative
If your card is lost, closed, or expired, you will need to provide proof and arrange alternate refund options through support.
What to Do If a Refund Fails or Delays
In rare cases, card refunds may not reflect after 14 business days. In these cases, Exness recommends providing a bank statement confirming non-receipt of funds.
Understanding the Exness Bank card refund process helps avoid confusion and speeds up fund recovery when withdrawing or correcting a deposit. Whether you're recovering unused funds or switching to another payment method, knowing how the refund works gives peace of mind.
Always ensure the same card is used for both deposit and refund. Monitor the process within your Personal Area and contact Exness support if delays go beyond the average time frame. If profits are involved, choose an alternative method like Skrill or bank transfer for fast processing.
FAQ
How long does a refund to my bank card take with Exness?
It usually takes 1 to 14 business days, depending on your bank and card type.
Can I refund more than I deposited?
No. Refunds via bank card are limited to the total amount deposited.
What if my card is no longer active?
You will need to contact Exness support to arrange an alternative refund method.
Are there fees for card refunds?
Exness does not charge any refund fees. Your bank might, so check with them.